Retirement account owners, many of whose retirement balances have been pummeled by a stock market drop due to the coronavirus pandemic, do not have to take mandatory withdrawals this year. Federal law requires individuals who were age 70 1/2 before the end of 2019 to begin taking required minimum distributions (RMDs) from their retirement plan in…

In addition to estate planning to decide what will happen after you have passed away, you also need to think carefully about how you are going to spend the later years of your life once you have retired. You may have a vision for your retirement, but does your spouse share that vision? Spouses often…

The COVID-19 pandemic poses enormous challenges to group homes for developmentally disabled people. These are neighborhood homes are much smaller than large long-term care facilities, but they still present risks to their special-needs populations and the staff members who support them. And people are dying. Across the United States, COVID-19 had claimed the lives of…

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