1. Do I really need a will? Your will is a legal document that allows you to decide in advance how your property and belongings will be divided and who will get what. Every family is unique and you are the best person to decide how your assets should be distributed to your family and…

1. What is a Special Needs Trust? A Special Needs Trust (also called a Supplemental Needs Trust) is a way to provide financial security for your child with special needs and help ensure a better quality of life.  A Special Needs Trust enables a person with a physical or mental disability to have an unlimited…

Trusts are some of the most valuable tools for estate and wealth planning, but some unscrupulous individuals and companies can seriously harm your family’s financial and legal situation, by offering one-sized fits all scam trust plans or by proposing something that promises the moon, most typically either 100% avoidance of federal income taxes or 100%…

Property insurance provides protection against most risks to property, such as fire, theft and some weather damage. However, if property has appreciated and there isn’t sufficient insurance for replacement value, any losses must be paid out of pocket. To protect your wealth from these kinds of losses, it is important to determine replacement values so…

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